Terms and Conditions

Acceptance of Terms

By accessing and using Plenarithosx services, you agree to be bound by these terms and conditions

These terms constitute a legally binding agreement between you and Plenarithosx

Definitions

The following terms have specific meanings when used in this agreement

• • Service: Financial planning consultation and guidance provided through our subscription platform
• • User/Client: Any individual who subscribes to or uses our financial planning services
• • Content: All information, materials, and resources provided through our platform
• • Account: Your subscription account providing access to our financial planning services

Use of Service

Our financial planning subscription service is subject to the following terms of use

Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use our services

18+ only

Permitted Uses

You may use our services for the following purposes

• • Receiving financial planning guidance and consultation
• • Accessing provided resources and materials
• • Communicating with our planning professionals

Prohibited Uses

The following activities are strictly prohibited when using our services

• • Sharing account access with unauthorized individuals
• • Using false or misleading information
• • Attempting to circumvent security measures
• • Engaging in fraudulent or illegal activities
• • Disrupting service availability for other users
• • Violating applicable laws or regulations

User Responsibilities

As a subscriber, you are responsible for

• • Providing accurate and complete information
• • Maintaining account security and confidentiality
• • Paying subscription fees on time
• • Using services in accordance with these terms

Intellectual Property

All content and materials provided through our service remain the property of Plenarithosx and are protected by intellectual property laws

You may not reproduce, distribute, or create derivative works without written permission

Privacy

Your privacy is important to us and we handle your personal information in accordance with applicable privacy laws

Please review our Privacy Policy for detailed information about data handling practices Privacy Policy

Service Disclaimers

Our financial planning services are provided for general guidance purposes and do not constitute professional financial advice

Limitation of Liability: Limitation of Liability

Limitation of Liability

Plenarithosx's liability is limited to the maximum extent permitted by Malaysian law

We exclude liability for indirect, incidental, or consequential damages arising from service use

Indemnification

You agree to indemnify Plenarithosx against claims arising from your violation of these terms or misuse of services

Dispute Resolution

Disputes will be resolved through Malaysian legal channels in accordance with local law

Arbitration

Certain disputes may be subject to binding arbitration under Malaysian Arbitration Act 2005

Arbitration proceedings shall follow Malaysian arbitration rules and procedures

Online Dispute Resolution

International clients may access alternative dispute resolution mechanisms

Termination

Either party may terminate the subscription with 30 days written notice

Upon termination, access to services will cease and outstanding fees remain payable

Governing Law

These terms are governed by the laws of Malaysia

These terms are governed by Malaysian law and subject to Malaysian court jurisdiction

Severability

If any provision is found unenforceable, the remaining terms shall continue in effect

Entire Agreement

These terms constitute the complete agreement between you and Plenarithosx regarding use of our services

Changes to Terms

We reserve the right to modify these terms at any time with appropriate notice to subscribers

Significant changes will be communicated via email and website notification

Contact Details

For questions about these terms, please contact us using the information provided in our contact section